Did You Know?

The platform is for evaluating and undertaking of credit and political risk.

One Solution for Credit and Political Risk Insurance

Designed for the market, by the market, powered by AI.

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Streamline and Automate Your (Re)Insurance Business

At its heart, the Zenik Ecosystem is an administrative platform and a costing engine for Credit & Political Risks with modular components for data input, work flow & deal flow management, exposure and accumulation as well as reporting and analytical services.

See the concise tour of Zenik’s core capabilities, followed by a deep dive into the AI agents that power research, review, and monitoring.

Why is This System Important for the Market?


Market Pain Points

Regulatory oversight, fragmented systems, and outdated processes with limited capabilities are keeping the credit and political risk insurance market from staying relevant and realizing its full potential.

 

Zenik changes that now.

Untimely Reporting and limited Compliance & Operational oversight
Limited Data Integration and Unintegrated Platforms
Limited Automation and
Workflow Management
Lack of Systems Modernization for Scalability and Future-Readiness
Insufficient Predictive Analytics and Strategic Insights
Inefficient Capital and
Portfolio Optimization
Inability to Manage and Maintain Risk Exposures Effectively
Inability to Ensure Underwriting Consistency and Oversight
Challenging Reinsurance and Stakeholder Management
Adapting to Basel III and Ensuring Credit Insurance Relevance
Absence of Comprehensive Systems for Credit and Political Risk Insurance
Unable to use potential of AI for Data Capturing & Risk Analysis

While developing Zenik, we made it a priority to fully understand and document the state of Credit and Political Risk Insurance market. These insights helped us shape Zenik into a crucial tool for every aspect of insurance underwriting.

All Your Workflows in One App

We deliver a configurable, out-of-the-box, end-to-end solution for stakeholders offering or utilizing Credit and Political Risk Insurance.​

Credit Risk

Political Risk

OUR ECOSYSTEM

Advantage of a One System approach

Integration Efficiency

Reducing integration points and simplifying the IT landscape, there is the potential to save money and accelerate change management.

Dynamic Re-Costing

Portfolio re-costing capabilities enable real-time financial adjustments, reflecting current client, market and economic changes.

Limit & Exposure Management

Users can request, set, monitor, and modify limits while dynamically assessing the impact of new exposures in real time.

Holistic Risk Management

A unified platform for managing both single- and multi-risk deals, ensuring consistent user experience and harmonious operation.

Advanced Approval & Referral Management

Automates and streamlines approval workflows and referral escalations, ensuring that underwriting decisions adhere to predefined authority limits.

Data Integrity

All data stored dynamically in one system, eliminating the need for data reconciliation and ensuring data integrity and accuracy.

Enhanced Oversight

Extensive administrative controls, with flexible, and user friendly built in configuration, reducing the need for coded configurations.

Partner Ecosystem

Enables seamless integration with market-leading portals and solutions, allowing insurers to connect with brokers, reinsurers, regulatory systems, and third-party data providers.

Insightful Analytics

Advanced Analytics and Reporting provide deep insights into exposure management, portfolio steering, and future forecasting.

Three System-Setup Options

The hosting model of Zenik Platform will align to your company size and it will scale as you grow. 

SaaS / PaaS System

Lighter system for Small Insurers and MGAs, hosted on our cloud.

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On-Prem Software

Complete, either cloud or on-premise hosted system for Large Insurers, Brokers, or Banks.

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Selective Modules

On-premise or cloud hosted and integrated into existing legacy systems.

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Why Choose Us?

Built by (Re)Insurance veterans and seasoned developers with deep expertise in the Credit and Political Risk Insurance market, Zenik reflects a true understanding of the industry. Through our strategic partnership with EPAM, we elevate our offering with cutting-edge AI capabilities.

Business Accumen

Deep insights and hands-on experience used to design the solution together with the development team.

AI-Powered

We use advanced AI models to automate tasks, find insights, and facilitate decision-making.

UW-Optimized

Zenik is tailored for improving the underwriter experience, by minimizing effort and errors.

100% Secure

Enterprise-grade encryption, ISO 27001 compliance, and continuous monitoring.

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